I would like to invite you to join me on a journey. I am representing the buyers in this transaction and over the next month or so we are going to go with them as they purchase their home!
We recently found a house they wrote on (more on that to come) and went under contract. So for the first entry I want to introduce you to the cast of characters:
-Johnathan, Jennifer, Campbell and Whitley; my wonderful buyers. Recently moved to western Colorado from the front range. This family, I can’t say enough good things about them… Johnathan is a middle school teacher (bless you, Johnathan), Jennifer gets to stay home and take care of those two beautiful girls. Speaking of those girls, it was such a kick showing houses to them. I found out that built in niches are for hiding in, grapes on the trellis in one back yard were good enough to eat and one house even smelled like dog. They are super fun and always on the go. Anybody that meets this adventurous group is bound to love them!
-Judy, Listing agent on THE house, she is AWESOME!
-Jayne, Daughter of the Sellers
Here is a glimpse of THE house
400 Cedar Avenue, built in 1954, mid-century modern, ALL original! Check out that Mamie Pink kitchen! The seller is only the second owner!
I recently ran across this article on Forbes.com.
As a real estate professional I am constantly balancing my innovative ideas with marketing and how my branding and marketing can go hand in hand. Having a marketing background it is easy for me to go over the top with my marketing ideas. However, recently I was told one of my “awesome” ideas was not as easy to produce or as cost effective as I had anticipated (aka hoped!). Does that mean I’m not going to do it for my client? No, in fact it drives me even more to make it happen because I truly believe in the power of innovative marketing. To successfully represent your client these days it takes much more than just general real estate contract knowledge. Oh how the times have changed since I was first licensed 12 years ago!
I’ve thought about the skill set that I use daily for my clients and it looks something like this:
This is very generic and definitely just a snapshot of my business. This varies greatly depending on the specific client and transaction needs. Working with Buyers always requires much more local market knowledge and negotiation skills than marketing and innovation. Listing more unique properties requires much more marketing and innovation. Your property is unique, the marketing should be equally so!
Here is what I recommend when considering hiring a real estate agent. Ask them what they do that is innovative. How will they market your property to SELL it? How do they utilize social media? Ask for specific examples of unique marketing they use. Ask for the most difficult contract they have dealt with recently and how they overcame the issues. Often times it takes innovation to hold a deal together! Ask about their last deal that fell apart. You can always learn a lot about a person from their failures and what they learned from them. How do they plan on dealing with potential appraisal issues? (Yes, there are still appraisal issues. Anybody that tells you otherwise is a liar)
This quote is from the Forbes article and 100% sums up my philosophy…
“What can I do today to provide my clients with a greater advantage or benefit, to get them closer to the ultimate result they desire?”
Once you have interviewed everybody else, give me a call and let me show you the true power of marketing and innovation! There is a difference, it is tangible and solid!
Kelly Maves 970.589.7775
Presenting 1337 Windsor Park Dr, Fruita, CO
Priced at $220,000 Wonderful energy star rated home in Red Rocks Subdivision. Spacious kitchen, large yard with mature landscaping with rose bushes in front, storage shed included, low maintenance flooring. Walking distance to elementary school, close to downtown Fruita, multiple parks/open space within easy walking distance. Evaporative cooler on programmable thermostat. Call The Maves Group today to see! 970-589-7775
As we enter the second week of the government shutdown many people are wondering what it means for them. Although there have been many news reports on how this effects the real estate industry I thought I would give you a first hand, local perspective. As a real estate professional here is what it means for me.
I am a bad news first type of person. So here it goes… in our area we have what is commonly known as a RD loan, which is “Rural Development” through the US Department of Agriculture. The USDA department that handles these types of loans is shut down. This is the ONLY type of loan that a buyer would be unable to obtain during the shutdown.
Now for the good news! And there is a LOT of it! If you are looking at getting a Conventional, FHA or VA loan which probably 98% of people are… you still can! For the most part my business is proceeding as “Business as Usual”. In fact interest rates have stayed the same, if not even gone down slightly since the shutdown began! I know you hear it all the time… now truly is a good time to buy and a good time to sell! Low inventory and strong sales numbers this makes for good opportunities for both buyers and sellers!
Contact Kelly with the Maves Group for more info or to see if now may be the time to buy or sell for you!
The Federal Housing Administration (FHA) recently announced a significant mortgage rule change that will allow some borrowers to get a new FHA loan just one year after a foreclosure, short sale, deed-in-lieu or bankruptcy as part of the new “Back to Work – Extenuating Circumstances” program.
To be eligible for the program, borrowers must be able to prove that a major economic event such as a job loss or severe reduction in income (20 percent for at least six months) was the main catalyst in losing their home. In addition, borrowers will need to show that their income has since fully recovered, and their credit score must be satisfactory. Finally, potential borrowers will need to complete a one-hour one-on-one housing counseling session. Borrowers will need to meet all other FHA eligibility criteria.
To be deemed with “satisfactory credit,” borrowers will need to meet the following guidelines for a minimum of 12 months:
- No history of delinquency on rental housing payment.
- No more than one 30-day late payment due to other creditors.
- No collection accounts/court records reporting (other than medical and/or identity theft).
Prior to the major economic event, the borrower’s credit must have been satisfactory and in good standing.