A place to call home

Are you ready to fall in love with a home? I have one that is so charming and is nestled in a quiet well established area of the Redlands. Imagine loving your childhood home so much that you turn around and buy it from your parents! That’s exactly the sweet story behind this lovely home. The owners have such sweet memories of not only their childhood here but also built new ones here as adults. They recall summer nights of sleeping under the stars on the trampoline and listening to the rustling of the trees around them. They were friends with all the kids in the neighborhood and those children grew into lifetime friends. “It’s truly the best and would stay if we could.”
Tell me that’s not the sweetest thing. I could tell you all the amazing things about this house, like how it’s updated throughout with fresh paint and flooring, that is modern yet cozy and how it has a large open backyard perfect for summertime bbqs but it’s the heart of this home and sweet neighborhood that will really win you over. Now it’s time to make your own memories here with friends that will last a lifetime. Come and see it for yourself on Saturday during our OPEN HOUSE from 2-5pm.
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Diary of a Realtor – Entry 1 – Cast of Characters

I would like to invite you to join me on a journey. I am representing the buyers in this transaction and over the next month or so we are going to go with them as they purchase their home! 

We recently found a house they wrote on (more on that to come) and went under contract. So for the first entry I want to introduce you to the cast of characters:

-Johnathan, Jennifer, Campbell and Whitley; my wonderful buyers. Recently moved to western Colorado from the front range. This family, I can’t say enough good things about them… Johnathan is a middle school teacher (bless you, Johnathan), Jennifer gets to stay home and take care of those two beautiful girls. Speaking of those girls, it was such a kick showing houses to them. I found out that built in niches are for hiding in, grapes on the trellis in one back yard were good enough to eat and one house even smelled like dog. They are super fun and always on the go. Anybody that meets this adventurous group is bound to love them!

-Judy, Listing agent on THE house, she is AWESOME!

-Jayne, Daughter of the Sellers
-Anna, Seller

Here is a glimpse of THE house

400 Cedar Avenue, built in 1954, mid-century modern, ALL original! Check out that Mamie Pink kitchen! The seller is only the second owner!

Is that house not the coolest thing you have ever seen?! 

Next entry I will tell you the story of the house, the seller and the buyers.  

Innovation vs. Marketing in Real Estate

I recently ran across this article on Forbes.com

As a real estate professional I am constantly balancing my innovative ideas with marketing and how my branding and marketing can go hand in hand. Having a marketing background it is easy for me to go over the top with my marketing ideas. However, recently I was told one of my “awesome” ideas was not as easy to produce or as cost effective as I had anticipated (aka hoped!). Does that mean I’m not going to do it for my client? No, in fact it drives me even more to make it happen because I truly believe in the power of innovative marketing. To successfully represent your client these days it takes much more than just general real estate contract knowledge. Oh how the times have changed since I was first licensed 12 years ago! 

I’ve thought about the skill set that I use daily for my clients and it looks something like this:

This is very generic and definitely just a snapshot of my business. This varies greatly depending on the specific client and transaction needs. Working with Buyers always requires much more local market knowledge and negotiation skills than marketing and innovation. Listing more unique properties requires much more marketing and innovation. Your property is unique, the marketing should be equally so!

Here is what I recommend when considering hiring a real estate agent. Ask them what they do that is innovative. How will they market your property to SELL it? How do they utilize social media? Ask for specific examples of unique marketing they use. Ask for the most difficult contract they have dealt with recently and how they overcame the issues. Often times it takes innovation to hold a deal together! Ask about their last deal that fell apart. You can always learn a lot about a person from their failures and what they learned from them. How do they plan on dealing with potential appraisal issues? (Yes, there are still appraisal issues. Anybody that tells you otherwise is a liar) 

This quote is from the Forbes article and 100% sums up my philosophy…

“What can I do today to provide my clients with a greater advantage or benefit, to get them closer to the ultimate result they desire?”

Once you have interviewed everybody else, give me a call and let me show you the true power of marketing and innovation! There is a difference, it is tangible and solid!

Kelly Maves 970.589.7775

New Listing – 1337 Windsor Park, Fruita

Presenting 1337 Windsor Park Dr, Fruita, CO

Priced at $220,000 Wonderful energy star rated home in Red Rocks Subdivision. Spacious kitchen, large yard with mature landscaping with rose bushes in front, storage shed included, low maintenance flooring. Walking distance to elementary school, close to downtown Fruita, multiple parks/open space within easy walking distance. Evaporative cooler on programmable thermostat. Call The Maves Group today to see! 970-589-7775

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What Does the Shutdown Mean for Real Estate?

Mesa County Real Estate Agent Blog

As we enter the second week of the government shutdown many people are wondering what it means for them. Although there have been many news reports on how this effects the real estate industry I thought I would give you a first hand, local perspective. As a real estate professional here is what it means for me. 

I am a bad news first type of person. So here it goes… in our area we have what is commonly known as a RD loan, which is “Rural Development” through the US Department of Agriculture. The USDA department that handles these types of loans is shut down. This is the ONLY type of loan that a buyer would be unable to obtain during the shutdown. 

Now for the good news! And there is a LOT of it! If you are looking at getting a Conventional, FHA or VA loan which probably 98% of people are… you still can! For the most part my business is proceeding as “Business as Usual”. In fact interest rates have stayed the same, if not even gone down slightly since the shutdown began! I know you hear it all the time… now truly is a good time to buy and a good time to sell! Low inventory and strong sales numbers this makes for good opportunities for both buyers and sellers! 

Contact Kelly with the Maves Group for more info or to see if now may be the time to buy or sell for you!

Mesa county luxury homes

2013 Parade of Homes

New Construction Maves Construction Maves Group Keller Williams
It’s time for the 2013 
Grand Junction Area Parade of Homes 

This will give you the chance to see 14 homes by various builders in the valley. 
The Parade runs Sept 27-29 and Oct 5-6
Tickets are available at all City Market locations for just $10ea. 
Below is info on the house being built by my husband, Michael Maves at Maves Construction. This home was built for us personally. I hope you are as excited about the finishes as I am! Be prepared to see some things you have likely never seen before! 
Rustique Chic by Maves Construction, Inc
This Rustique Chic home is a modern twist on the typical Rocky Mountain rustic design that Maves Construction has been known for building for nearly a quarter of a century. This home will show you that it is not only possible, but also quite beautiful when you merge different design flavors. This home began with Michael’s love of the outdoors and added elements of urban modern, which Kelly loves. The home was designed to optimize views in every direction with intentional window placement towards the ideal view corridors. With careful planning this home was designed to maximize entertaining and family space while still making the sleeping spaces not only comfortable, but a place to truly find rest. The outdoor space becomes a part of the home by incorporating eating and living space, as well as a dramatic barbeque and fireplace focal point. A second story bonus room that is actually a “bonus” with plenty of room to relax and unwind as a family or with guests. By blending the various textures of stucco, wood, stone, plush carpet and some unique tile designs, as well as a few surprise design elements it will be hard to find a favorite feature in this home! 
 We are looking forward to seeing you at the Parade! Be sure to say HI! 
If you are interested in discussing your next construction project, Commercial or Residential, contact Maves Construction at 970-858-9642

New FHA Rule Allows Some Foreclosed Homeowners to Buy After 1 Year

The Federal Housing Administration (FHA) recently announced a significant mortgage rule change that will allow some borrowers to get a new FHA loan just one year after a foreclosure, short sale, deed-in-lieu or bankruptcy as part of the new “Back to Work – Extenuating Circumstances” program.
To be eligible for the program, borrowers must be able to prove that a major economic event such as a job loss or severe reduction in income (20 percent for at least six months) was the main catalyst in losing their home. In addition, borrowers will need to show that their income has since fully recovered, and their credit score must be satisfactory. Finally, potential borrowers will need to complete a one-hour one-on-one housing counseling session. Borrowers will need to meet all other FHA eligibility criteria.
To be deemed with “satisfactory credit,” borrowers will need to meet the following guidelines for a minimum of 12 months:

  • No history of delinquency on rental housing payment.
  • No more than one 30-day late payment due to other creditors.
  • No collection accounts/court records reporting (other than medical and/or identity theft).

Prior to the major economic event, the borrower’s credit must have been satisfactory and in good standing.

However, even with the new rules, whether a particular borrower actually gets financing is ultimately at the discretion of individual lenders — even if the FHA rules say they can lend, individual lender rules could be significantly tighter, prohibiting them from lending below certain preset standards.
Do you know somebody who this could apply to? Contact The Maves Group at kelly@mavesgroup.com or 970-414-0956 to see how we can get you back on track towards home ownership!